29Jan

AW Credit Risk Advisory is a boutique consultancy service specialized in providing solutions in the field of Credit Risk Analysis and Management exclusively. Our services aim at enabling faster, better-informed credit decisions through a holistic and reliable assessment of Risk. AW’s Credit Risk Advisory Services complete and complement AW’s debt management functions by dealing with risks that may be triggered by credit issues. We are the only specialized Credit Risk Advisory company in the MENA region that operates in non-financial institutions’ B2B transactions and have a strong presence in the GCC and MENA regions with our head office located in Dubai, UAE.

Taking a look at the methods we apply for Credit Risk Analysis At AW Holding INT’L:

With AW Credit Risk Advisory Services, we provide end-to-end solutions for managing corporate Credit Risks. Being specialized in the field’s operational Credit Risk Management, we have in-depth knowledge of Credit Management and Credit Risks. AW Holding INT’L understands Risks, manages them effectively, and helps businesses make strategic decisions that would mitigate financial and regulatory risk, and avoid credit defaults. We work with a network that includes more than 100 consultants in the field of credit risk management. While other collection agencies focus on managing the receivables and Settlement Risks. We evolved to provide holistic solutions to manage the total cash flow of a company.

How to identify Credit Risks?

Credit Risks are evaluated based on the borrower’s general capacity to uphold the original contractual conditions of debt repayment.

  1. A borrower’s capital or contribution to the business is crucial. Better credit conditions and reduced leverage are provided by higher cash flows and equity capital. Here, more is preferable as the general norm.
  2. Cash flow, repayment capacity, and conditions of payback are all taken into account when evaluating repayment.
  3. Lenders will look at your credit history to determine your reliability and trustworthiness as well as any foreclosures, bankruptcies, court proceedings, or judgments that have been reported.
  4. Economic policies, market rates, taxes, business-relevant or economic circumstances, credit amount, intended purpose, and market influence all affect the loan’s terms.
  5. Collateral linked with the credit covers the risks related in case of non-repayment. When requesting credits, leveraging adequateness, acceptability of assets, and market values might be profitable.

Our team of experts has years of experience in credit risk management and is dedicated to providing top-notch Risk Management services and support to all types of businesses.

We use a combination of data analysis, risk modeling, and financial expertise to help businesses make informed decisions and manage credit risk more effectively.

We conduct a thorough credit risk assessment of businesses’ financial situation to identify potential risks and develop strategies to manage those risks.

We work with businesses to develop Credit Risk Mitigation Strategies to manage and mitigate credit risk, including risk transfer, risk reduction, and risk avoidance.

At AW, we believe that effective credit risk management is essential to long-term financial success. Our Credit Risk Management services are designed to help businesses make informed decisions, manage credit risk more effectively, and achieve their financial goals.

AW Holding INT’L is a leading firm that helps businesses with Credit and Risk Management. We focus on Credit Risk evaluations and offer specific solutions to address today’s Credit Problems. The Credit Risk Management approach at AW Holding INT’L assists businesses in focusing on their core operations while keeping an eye on the big picture, recognizing Risks, and developing time- and cost-efficient measures that protect the operation in the long run. Consult our experts today to find out what we can do for your business.